san francisco Bankruptcy Lawyer Blog

Rinne Legal: Sustainable Advocacy.

The team at Rinne Legal consists of some of the brightest and most creative legal thinkers in the business. Our services to our clients are meaningful and fulfilling.

Rinne Legal: Sustainable Advocacy.

The team at Rinne Legal consists of some of the brightest and most creative legal thinkers in the business. Our services to our clients are meaningful and fulfilling.

Rinne Legal: Sustainable Advocacy.

The team at Rinne Legal consists of some of the brightest and most creative legal thinkers in the business. Our services to our clients are meaningful and fulfilling.

No Gift for Mom on Mother’s Day?

Posted by Michael Rinne on May 15th, 2012

Walnut Creek, Pleasanton, Fairfield

Last Sunday we celebrated Mother’s Day. This is a day where we show appreciation for our mothers’ and our wives’ hard work. This is time where you pick out a gift for your loved one and make them feel special – unless, again this year, your account is overdrawn, bills are piling up, and creditors keep harassing you. If you just don’t seem to be able to catch up with your debt and save some extra dollars for mom’s treat on Mother’s Day, it might be a good time to speak to an experienced bankruptcy attorney. Filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy might be your way out of debt and your path to a brighter – debt free – future. Provide your mother or your wife with a special – even if belated – gift: Take responsibility for your finances and consult with the Rinne Legal bankruptcy team. We meet with you for free, take a close look at your financial situation and advice you on how filing for Chapter 7 or Chapter 13 might make your life a lot easier. Rinne Legal has convenient office locations in Walnut Creek, Fairfield, and Pleasanton. Give us a call today and find out how you can eliminate your debt. Wouldn’t it be nice to treat your wife or mother to a nice gift for next Mother’s Day?

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation. Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

Chapter 7 Bankruptcy – is it right for me?

Posted by Michael Rinne on May 3rd, 2012

Walnut Creek, Pleasanton, Fairfield

Our Rinne Legal Learning Center offers a wide array on free information on Chapter 7 and Chapter 13 bankruptcy and why the two bankruptcy petitions are different. When you qualify for Chapter 7 and decide to file for Chapter 7 bankruptcy, you can cancel all your dischargeable debt. You can enjoy a fresh start and creditors are not allowed to collect any pre-bankruptcy debt from you. Not everybody qualifies for Chapter 7, however. In order to eligible for Chapter 7 bankruptcy, you have to file the so called “Means Test”. If your annual income is lower than California’s median income you do not have to pass the rest of the means test. To make a long story short: A consumer who can show that his/her allowed expenses exceed his/her current monthly income passes the means test and qualifies for Chapter seven bankruptcy. Rinne Legal offers free bankruptcy consultations in Pleasanton, Fairfield, and Walnut Creek, seven days a week, 24 hours per day. We make sure that during your free 30 minutes consultation, we explain you the bankruptcy process, take a close look at your finances and give you our expert advice. The experienced Rinne Legal bankruptcy team looks forward to meeting you. Contact us today, your debt-free life is just a phone call away.

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation. Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

Home Sweet Home – Chapter 13 Bankruptcy and your house.

Posted by Michael Rinne on April 24th, 2012

Walnut Creek, Pleasanton, Fairfield

Deciding between Chapter 7 or Chapter 13 bankruptcy is not always easy. Our Rinne Legal Learning Center offers a wide array on free information on Chapter 7 and Chapter 13 bankruptcy and why the two bankruptcy petitions are different. Today I would like to take a moment and speak about what happens to your home when you file for Chapter 13 bankruptcy. The good news is: You can keep your home in Chapter 13 bankruptcy. It does not make a difference whether you are late with your mortgage payments or you have equity over the exemption amount in your home. If you are late with your payments the missed payments will become part of the court ordered repayment plan and as such keeps the lender from foreclosing. Chapter 13 bankruptcy does take longer to process, however, than a Chapter 7 bankruptcy case. In order to truly understand the difference between the two bankruptcy Chapters it is good to speak to an experienced bankruptcy attorney. Rinne Legal offers free bankruptcy consultations in Pleasanton, Fairfield, and Walnut Creek, seven days a week, 24 hours per day. We make sure that your needs come first. Filing for bankruptcy is an affordable option to become debt free and enjoy a fresh start – while staying in your beloved home.

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation. Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

No money for summer vacation?

Posted by Michael Rinne on April 16th, 2012

Walnut Creek, Pleasanton, Fairfield

Summer break is approaching quickly and you probably find yourself surrounded by neighbors, friends and co-workers eagerly planning their trip to Hawaii, the Rockies or to Europe. How about you? Are you planning a trip or is money too tight this year? When there never seems to be enough money for extra expenses like a vacation, a car repair, or that fun water park you wanted to take the kids to, it probably makes sense to take a close look at your finances. Is your debt overwhelming? Does your income barely suffice to pay your auto loan, your car payments and your credit card and medical bills and each month you sink deeper in your debt? Pull the emergency break today and consider filing for Chapter 7 or Chapter 13 bankruptcy. Rinne Legal offers free bankruptcy consultations seven days a week in our Rinne Legal office locations Walnut Creek, Fairfield, and Pleasanton. Filing for bankruptcy can be your way to a fresh start. During our free bankruptcy consultations our experienced bankruptcy attorney team will examine your situation in detail, explain the different bankruptcy options (Chapter 7 or Chapter 13) to you and answer all your questions. Start over debt-free and soon you will be able to plan the next family trip without worries about your finances.

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation. Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

Time for Change: When the Easter Bunny brings bills, bills, bills

Posted by Michael Rinne on April 3rd, 2012

Walnut Creek, Fairfield, Pleasanton

Easter is coming up and many families look forward to this holiday. While the little ones hunt Easter eggs, the parents often have to deal with more serious issues. The bills pile up and the debt becomes insurmountable – the joys of Easter get spoiled. Use the Easter Holidays to take a close look at your finances. How much do you make per month and how much do you spend on trying to eliminate your debt? If the numbers just don’t add up, it is a good time to speak with an experienced bankruptcy attorney. With Chapter 7 or Chapter 13 bankruptcy you can enjoy a fresh start. Wouldn’t it be nice to spend the Easter Sunday with your loved ones instead of sorting through piles of bills not knowing how to catch up with your debt? At Rinne Legal, we offer you a free bankruptcy consultation for Chapter 7 and Chapter 13 bankruptcy cases. We have helped numerous Americans in our Rinne Legal offices in Walnut Creek, Pleasanton, and Fairfield. Contact us today and my team and I will help you to a new beginning.

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation. Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

Your Education, Your Debt?

Posted by Michael Rinne on March 30th, 2012

Why bankruptcy should allow you to discharge student loans.

Pleasanton, Walnut Creek, Fairfield
I have been a bankruptcy attorney in the Bay Area for many years and almost all of my Chapter 7 or Chapter 13 bankruptcy clients struggle with student loan debt. At the moment, student loan debt is generally not dischargeable when filing for Chapter 7 or Chapter 13 bankruptcy.

In my opinion, student loans should be dischargeable, however: You have paid so much money to get a good education and after you start your career, it doesn’t pay off (literally). So much money goes to paying off your school debt. I argue that student loan debt has to be dischargeable, just like credit card, medical and any other debt. Filing for Chapter 7 or Chapter 13 bankruptcy can enable you to a fresh start. Within a very short time, you can be debt free.

My experienced Rinne Legal bankruptcy attorney team is offering free bankruptcy consultations to advise you on the best bankruptcy option for you. For a flat fee, we file your Chapter 7 or Chapter 13 bankruptcy case for you, represent you during the meeting of creditors, answer all your questions and offer you valuable insight. Did you know you can reach us seven days a week, 24 hours per day? We are always here for you. Come and meet with us for your free bankruptcy consultation today in our Rinne Legal office locations in Walnut Creek, Pleasanton, and Fairfield. Hopefully, soon student loan debt is dischargeable as well and we can assist you wiping your school debt away.

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation. Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

Can I file for bankruptcy again?

Posted by Michael Rinne on March 23rd, 2012

Pleasanton, Fairfield, Walnut Creek

If you have filed bankruptcy before in your life, it is possible to file again. The question is how long ago you had filed for bankruptcy. A significant amount of years must have passed in order to file again for Chapter 7 or Chapter 13 bankruptcy. If you are not sure if you can file again, please contact our Rinne Legal office in one of our convenient locations in Pleasanton, Walnut Creek, Fairfield. Our competent bankruptcy team will be able to answer your questions during our free bankruptcy consultations. I have many clients who have filed for Chapter 7 or Chapter 13 bankruptcy in the past and are now filing again. The American law provides you with this opportunity to wipe out your debt – you should benefit from it. Accumulating debt can happen fast – credit card bills pile up, a layoff does not allow you to make your auto payments, and then an unexpected expense comes in. It happens to the best of us. Therefore, don’t hesitate to contact Rinne Legal for your free bankruptcy consultation today. Filing for Chapter 7 or Chapter 13 bankruptcy can be your way out of debt again. Let us file your bankruptcy case for you and you will be debt free much easier and sooner than you can imagine.

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation. Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

Can I stop a law suit with bankruptcy?

Posted by Michael Rinne on March 18th, 2012

Walnut Creek, Fairfield, Pleasanton, Roseville

In our Rinne Legal office locations throughout the East Bay we offer free bankruptcy consultations for Chapter 7 and Chapter 13 bankruptcy. One of the questions I encounter frequently during these first free consultations is: Can I stop a law suit with bankruptcy? The short answer is: Yes, you can. The so called ‘automatic stay’ will stop any actions by a creditor, including a law suit. If a creditor is suing you right now, take responsibility for you and your loved ones and consider filing for Chapter 7 or Chapter 13 bankruptcy as an option for you. By filing for bankruptcy, you can not only stop a law suit, but also wipe out all your debt. Call Rinne Legal today and come in for a free bankruptcy consultation in one of our Rinne Legal offices in Walnut Creek, Fairfield, Pleasanton, Roseville, or San Francisco. My experienced bankruptcy team and I are happy to answer your questions and listen closely to your worries and needs. Together we can stop the law suit and enable you to a fresh start.

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Roseville, Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation. Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

Meet the Rinne Legal Team: Bankruptcy Attorney Richard Suh

Posted by Michael Rinne on March 15th, 2012

Walnut Creek, Fairfield, Pleasanton, Roseville

At Rinne Legal, we work together as a team to file your Chapter 7 or Chapter 13 bankruptcy case. One of our experienced bankruptcy attorneys is Richard Suh. Richard Suh has been with Rinne Legal for several years now and helped hundreds of clients to get out of debt by filing for Chapter 7 or Chapter 13 bankruptcy. He received his Juris Doctor from UCLA and has extensive experience meeting with clients and advising them on their bankruptcy. Richard is not just a good bankruptcy attorney. He is also a very caring person and a responsible partner throughout your bankruptcy case. He loves the satisfaction that comes from using his legal knowledge to help people through a difficult time in their lives. During the free Rinne Legal bankruptcy consultation you will meet Richard or one of our other very experienced bankruptcy attorney to discuss your prospective Chapter 7 or Chapter 13 bankruptcy case. We have office locations in Pleasanton, Roseville, Fairfield, and Walnut Creek. Give us a call today and meet us. Richard and our other bankruptcy experts look forward to assisting you with your bankruptcy.

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Roseville, Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation. Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

Dealing with creditors.

Posted by Michael Rinne on March 5th, 2012

Is your phone constantly ringing? Are creditors harassing you? Do you
warnings in the mail? Not paying your bills over a longer period of time
will have this effect. Creditors want their money and they will not be
nice to you. Being in debt is never fun, of course, but dealing with
creditors can be straining for you and your family. Have you thought
about wiping out your debt for good and filing for Chapter 7 or Chapter
13 bankruptcy? That might be a better solution for you than making
arrangements with creditors that only serve your disadvantage. Filing
for Chapter 7 or Chapter 13 puts an automatic stay on all your debt
payments. Moreover, it will be able to provide you with financial
relief. Wouldn’t it be good to have a fresh start? Not worrying about
invoices and bills? Believe me: Filing for bankruptcy can take a lot of
your weight of your shoulders. Chapter 7 or Chapter 13 are two great
bankruptcy options that our government offers you: You should benefit
from them. That’s why they have been implemented. Your debt is not your
fault. I would like to invite you to learn more about Chapter 7 and
Chapter 13 bankruptcy and come in for a free bankruptcy consultation in
one of our Rinne Legal office locations in Walnut Creek, Fairfield,
Roseville, or Pleasanton. My experienced bankruptcy attorney team and I
will be happy to assist you and listen to your worries. Learn more about
the bankruptcy process and how to improve your financial stability. A
debt free life is possible.

Continue Reading…

Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Roseville, Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation. Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

Topics

Recent Posts

Recent Comments

Rinne Legal: Sustainable Advocacy.

Rinne Legal: Sustainable Advocacy.

Rinne Legal: Sustainable Advocacy.

No Gift for Mom on Mother’s Day?

Chapter 7 Bankruptcy – is it right for me?

Home Sweet Home – Chapter 13 Bankruptcy and your house.

No money for summer vacation?

Time for Change: When the Easter Bunny brings bills, bills, bills

Your Education, Your Debt?

Can I file for bankruptcy again?

Can I stop a law suit with bankruptcy?

Meet the Rinne Legal Team: Bankruptcy Attorney Richard Suh

Dealing with creditors.

Other Rinne Blogs

Archives

Blogroll

Meta

Topics

Recent Posts

Recent Comments

Rinne Legal: Sustainable Advocacy.

Rinne Legal: Sustainable Advocacy.

Rinne Legal: Sustainable Advocacy.

Other Rinne Blogs

Tags

Archives

Blogroll

Meta