Bankruptcy Expert Joanna Stevenson joins Rinne Legal Team

Walnut Creek, Fairfield, Pleasanton

I am excited to introduce our latest addition to the Rinne Legal bankruptcy team: Associate attorney Joanna Stevenson is now helping Rinne Legal to help hard working Americans to get out of debt and enjoy a fresh start. Joanna has years of experience with Chapter 7 and Chapter 13 bankruptcies and enjoys guiding clients through the bankruptcy process. Along with fellow associate attorney Richard Suh, Joanna Stevenson and I offer free bankruptcy consultations for Chapter 7 and Chapter 13 bankruptcies seven days a week, 24 hours a day in our Rinne Legal office locations in Walnut Creek, Fairfield, and Pleasanton. Joanna Stevenson sees being a bankruptcy attorney her calling: “It feels good to do work that does good for so many people. It is also a challenging legal area that gives me good practice at honing my problem solving skills.“ If you want to meet Joanna in person in order to talk about your financial challenges, please call us and come in for a free bankruptcy consultation in Walnut Creek, Fairfield, or Pleasanton.

 

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Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation.  Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

 

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Wisconsin’s Bankruptcy Filings Drop – What happens in California?

Walnut Creek, Fairfield, Pleasanton

The state of Wisconsin proudly announced that its bankruptcy filings have dropped for the first time in six years. That’s excellent news! What does this mean for California? As an experienced bankruptcy attorney with offices in Walnut Creek, Pleasanton and Fairfield, I deal with Chapter 7 and Chapter 13 bankruptcies on a daily basis. While I see the economy accelerating again in the Bay Area, I must say that the bankruptcy filings here in Northern California have not dropped. Even when our Rinne Legal clients found a job after a long time of unemployment, for example, it does not mean that the debt they accumulated for several months or years just disappears. They have a better perspective now, but the debt is still there.

When your income does not suffice to cover your monthly car payments, your mortgage, medical and credit card bills, it’s time to think about Chapter 7 or Chapter 13 bankruptcy as an option. During my free bankruptcy consultations in Pleasanton, Walnut Creek, and Fairfield I encounter many hard working Americans who were just rehired and are happy about having a steady income again. At the same time, they are worried that a Chapter 7 or Chapter 13 bankruptcy is going to put an end to their newly achieved life perspective. Chapter 7 or Chapter 13 bankruptcy is not going put an end to your dreams and goals. It is going to help you to make a fresh start.

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Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation.  Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

 

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Financial Spring Cleaning – Face your Debt: Chapter 7 and Chapter 13 Bankruptcy

Walnut Creek, Fairfield, Pleasanton

After the busy holidays it is time to take a close look at your debt. Credit card bills from gift buying at various stores fly in, your mortgage and car payments want to be paid and maybe other unforeseen expenses have added to the long list of creditors. As a bankruptcy attorney with years of experience with debtors I understand: Debt can be overwhelming. You just want to take all these bills and throw them in a box in the darkest corner of your bedroom closet. While I understand your urge to do so – please – take my advice and don’t. Creditors will soon start to harass you, your wages might get garnished and you might even face foreclosure. Open all the envelopes holding bills, sort them by creditor and add up your debt and your monthly payments. Does your income provide enough to pay all these bills every month and take care of your cost of living? If not, consider filing for Chapter 7 or Chapter 13 bankruptcy as an option. In my offices in Walnut Creek, Fairfield and Pleasanton my team and I offer free bankruptcy consultations, seven days a week, 24 hours per day. Don’t hesitate to call us and find out about your options. Chapter 7 or Chapter 13 bankruptcy will help you cleaning out your financial problems and start 2012 fresh.

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Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation.  Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

 

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Filing for Bankruptcy – How much does it cost?

Walnut Creek, Fairfield, Pleasanton

Rinne Legal offers free bankruptcy consultations seven days a week, 24 hours per day. Many Bay Area residents want to benefit from this free offer and give us a call. When I then pick up the phone to help a person with their first questions about bankruptcy, no matter if they are interested in Chapter 7 or Chapter 13 bankruptcy, one of the first questions is: How much does it cost to file for bankruptcy? I take this question very seriously and understand that this information is very important to hard working Americans who are in debt. While many black sheep in bankruptcy law might beat around the bush when they are faced with this question or even charge unaffordable hourly rates, Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies at a flat rate. As the founder of Rinne Legal, it was always important to me to keep the pricing for my bankruptcy services transparent and understandable. I even publish them on my website www.rinnelaw.com for everybody to see, both for Chapter 7 and Chapter 13. Becoming debt free can be much easier than you think – with the right bankruptcy attorney by your side. Ask about their prices – you have a right to know!

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Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation.  Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

 

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Filing for bankruptcy in the Holiday Season?

Walnut Creek, Pleasanton, Fairfield.

It’s Christmas in the Bay Area and we all look forward to the holidays. However, celebrating Christmas also means that we spend quite a bit more than we normally do: We buy gifts, enjoy expensive foods and make trips to see loved ones. When your debt has been piling up before the Holiday Season already and you know that your upcoming Holiday spending is going to make your debt insurmountable, contact a local bankruptcy attorney today. During my free bankruptcy consultations in Fairfield, Pleasanton and Walnut Creek, my fellow bankruptcy attorney Richard Suh and I will explain you how the Chapter 7 or Chapter 13 bankruptcy processes work and how we can help you become debt free again. Being responsible about your finances and establishing financial freedom for 2012 and the following decades of your family’s life can be the greatest gift of all. Start the new year fresh and wipe out all your debt – it is possible, even without Santa’s help.

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Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation.  Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

 

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O Silent Night – When Christmas Shopping leads to debt

Walnut Creek, Pleasanton, Fairfield

It’s Christmas time and we are out at the mall or at our local department store, looking for gifts for our families and friends. Great deals are advertised, but often the credit card bill at the end of December shows that the deals were not so great after all. The average American spends over $700 on Christmas presents.

Around the Holidays, a lot of Americans notice that their debt is too high. Filing for Chapter 7 or Chapter 13 bankruptcy can be the way out. In my office locations in Walnut Creek, Pleasanton and Fairfield I encounter many hard working Californians who struggle to make ends meet, particularly around Christmas and New Year’s  – a time where we tend to splurge on luxurious food and treats for our family and friends. When you notice now that your debt is too high and your credit card bill is overdrawn, consider the option of filing for bankruptcy. Start the new year fresh and come to one of my free bankruptcy consultations. My team and I have decades of experience in bankruptcy law together and will be happy to look at your financial situation in detail and answer all your questions about the bankruptcy process. I have helped many debtors in Northern California with their Chapter 7 or Chapter 13 bankruptcy and they all tell me, how much the fresh start has helped them to stabilize their finances. Get started today and ensure your holiday will be a merry Christmas and not a silent night.

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Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation.  Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.

These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

 

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Baseball, Grand Theft and Bankruptcy: Former baseball legend faces jail

Walnut Creek, Fairfield, Pleasanton

Not too long ago I wrote about former New York Mets star Lennie Dykstra. In July 2009 he had filed for bankruptcy after not being able to pay back loans totaling more than $20 million. Now Dykstra is also charged with grand theft and fraud. Things don’t look to good for him at the moment.

Filing to bankruptcy could have been his way out of trouble if he had had a good bankruptcy attorney by his side and not the wrong entourage encouraging him to steal luxury cars.

When your unpaid bills are piling up on the kitchen counter and your debt seems insurmountable, filing for Chapter 7 or Chapter 13 bankruptcy can be the solution. I would like to give you some more insight in the features of a Chapter 13 bankruptcy.

By filing Chapter 13 you can save your home and stop the foreclosure already underway. You can make up the missed payments through the court approved and trustee supervised repayment plan. A Chapter 7 does not offer this feature. If you file Chapter 7 and want to keep your home you must pay all of the arrearages at once before you file.

During my free bankruptcy consultations for Chapter 7 and Chapter 13 bankruptcies I explain this major difference between the two in more detail. I have office locations in Walnut Creek, Fairfield, and Pleasanton.

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Fashion on a budget. Clothing discount store files for bankruptcy.

Walnut Creek, Fairfield, Pleasanton

In 1974 four siblings got together and had an idea. They wanted to sell clothing for fashion lovers on a budget. More specifically, they wanted to sell shirts, pants, dresses, and other fashion items for no more than $5.99. This concept proved to be valuable for decades, but it did not make it after all.
In April 2011 Susie’s Deals, once founded by Susie Hyman and her brothers with stores in California, Utah, Arizona and Nevada, had to file for bankruptcy.

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When Mommy’s bills don’t add up – Single mothers & Bankruptcy

Walnut Creek, Fairfield, Pleasanton

Many of my clients face bankruptcy after a divorce. Dividing an entire household, tearing the family apart and also dividing up the bills and payments can cause a major financial imbalance. Mostly women suffer from the financial consequences of a divorce and face bankruptcy. Paying the bills while working full time and taking care of one or more children all at the same time is a stressful and time-consuming struggle that often ends up in insurmountable debt. Filing for Chapter 7 or Chapter 13 bankruptcy can be the way out. Many of my clients are single or divorced mothers. When I first meet them during the free bankruptcy consultations I offer in one of my East Bay office locations in Pleasanton, Walnut Creek and Fairfield, many mothers are at the end of their strength. They think filing for bankruptcy is their personal and financial low point. This is not true! Filing for Chapter 7 or Chapter 13 bankruptcy is not the end, but the beginning of a new life. It means that the mother is responsible about her finances and the future of her children. Filing for bankruptcy with a qualified bankruptcy attorney by your side is so much easier than most of my clients think when I first speak to them. Being a father myself, I know that your children are number one on your priority list, but taking care of your debt to ensure a stable future for your son or daughter is equally important. If you are a single mother and your bills add up and your debt is growing every day, call my bankruptcy law office today for a free consultation. We understand and we can help you.

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Rinne Legal, with staff able to translate in Spanish, Korean, Russian, and German, helps individuals and small businesses with bankruptcies and living trusts in Contra Costa, Sacramento, San Francisco, and Solano Counties. The East Bay Bankruptcy Attorneys at Rinne Legal has offices in Walnut Creek, Fairfield, and Pleasanton. Contact Rinne Legal for a free consultation. Rinne Legal offers Chapter 7 and Chapter 13 bankruptcies. The first consultation is free of charge.
These blog posts are for informational purposes and not intended nor should be construed as legal advice. These blog posts may be considered attorney advertising in some states. Prior results described on blog posts do not guarantee similar outcomes in future cases. There is no intent to create an attorney-client privilege or relationship with anyone accessing information on this blog. Authors posting on this blog are not obligated to reply to any emails seeking legal advice. The information contained on this blog is not intended to be a solicitation.

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Sports Team On Thin Ice: Dallas Stars File for Bankruptcy

Walnut Creek, Fairfield, Vacaville

Fall is here and soon the cold months will lead us to the ice skating rinks to watch our favorite ice hockey team win. Or loose. A big loss for the Dallas Stars was its recent bankruptcy filing in September. Although the team is estimated to have a value of over $200 million dollars, the Dallas Stars did not quite make it financially. Other interested buyers are lining up to buy the team as part of a bankruptcy plan the court agreed upon. The Dallas Stars filed for Chapter 11 bankruptcy.

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